Introduction
Modest is a budgeting app designed to help users track spending and income trends by connecting to their bank accounts through Plaid. This privacy policy outlines how we handle your personal information, ensuring it aligns with US legal standards and protects your privacy.
Information Collected
We collect:
- Phone number for authentication to secure your account.
- Age to verify eligibility for using the app.
- Anonymized transaction data from your bank accounts via Plaid, used for budgeting purposes.
Importantly, we do not collect or store your bank account usernames or passwords; Plaid handles all authentication securely.
Use of Information
Your information is used to:
- Provide and maintain our budgeting services.
- Verify your identity and eligibility.
- Connect to your bank accounts for tracking financial trends.
- Analyze anonymized data to improve our app.
Sharing and Security
We share your data with:
- Plaid, a service provider, to facilitate bank connections.
- Other service providers (e.g., for hosting) who are contractually required to protect your data.
We do not sell your personal information. We use industry-standard security measures, like encryption, to protect your data, though no system is 100% secure.
Your Rights and Contact
You can access, correct, or delete your information by contacting us at support@flexapp.com. We may update this policy, notifying you via the app or email. This policy is governed by US laws.
For questions, reach us at support@flexapp.com. For more details, see GLBA Privacy Rule and Plaid's Data Handling.
Last updated: May 2025